Banking by and for
indigenous people.
We’re here to decolonize banking
Totem breaks down the systemic barriers and old policies that exclude Native people from the modern financial system.
Money as Medicine
Sign up with your tribal affiliation. Totem believes banking together helps us grow resources within the community. It's why we share a portion of our revenue with partner tribes.
Resources
Totem provides searchable access to information on tribal benefits and programs.
Stash Cash
Put away money for short-term goals and plan for unexpected expenses.
Coming soon!
Access on or off rez
We built our network to be accessible to Native communities. Find surcharge-free** ATMs and load cash or checks at stores in your community.
Deposit cash to your debit card at 90,000+ Green Dot locations nationwide.***
Accounts are Simple and Safe
No monthly fees
No minimum balances
FDIC insured*
Physical card and virtual card for mobile wallets
Get Paid sooner
Automatically switch your direct deposit without any paperwork. Get your paycheck up to two days early.*
Get the App
Get the App
Receive tribal benefits directly into your Totem account if your tribe is one of our partners.